Hello readers. Welcome back to my blog!
Today I would like to tell you my goals for the next year and where Tony and I would like to be in the next year.
To start, Tony and I were wanting to be in a house by the end of this year or beginning of next year. My only concern about that is we won’t be able to have a down payment which is a big no no. Another reason we are a little bit against it is because of our current debt. We would like to get a few things paid off and get both credit scores up a little before buying a house.
Currently we are living in low income housing and honestly, we are hoping to be able to renew when our contract expires. Not only so rent stays cheap, but that way we will be able to make payments towards student loans and our car. In order to qualify to stay living where we are, we have to be making less than $33,000 a year. Fingers crossed we will be able to do it.
One thing we are hoping for but aren’t completely sure about is our tax return in 2019. We are hoping we get a big return with Tony’s W-2 and having a child. I am hoping for a couple thousand at least. We would like to put $1,000 in a CD and have it stay there and accrue interest for a while. Then we want to put about $5,000 towards our car… uhm… we talked about this but I forget what else we wanted to put the money towards. I know we both want to put some money towards our student loans and I think we should get to keep a little in our account for us.
We are hoping to get Tony’s job to two years so that we qualify for a better home. Along with that we are wanting to limit our “fun” spending to pay off bills to mainly get Tony’s credit above 700 since he is the one with the job, it pretty much only matters what his credit is.
A goal that I have away from money is teaching my kid to walk. My goal is to have him walking before he turns 1. How cool would that be?
Another goal that I have that’s not money related is my weight! Last goal, I think. I mean, how cool would it be if I could lose 100lbs from the day before I had my baby? So I was 245, and getting to 145 would be my goal. As of Sunday I weigh 221lbs. I lost 5 lbs last week! That made me feel really good considering how much work I’ve been putting in.
If you have any goals financial or for yourself, let me know in the comments! Thanks for reading!